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Monthly Archives: January 2007



The Burlington Free Press reports a drop of 76% in bankruptcy filings since the change in the US Bankruptcy Code that took effect in October 2005. But the writer of the article makes the point that this does not mean people are not in a bad financial situation - just that they are not […]



In this article on bankrate.com, attorney Justin Harelik answers the question of how to remove an old bankruptcy filing from a credit report.
The credit reporting agencies can usually report your bankruptcy for ten years.  At that point, the information is considered outdated and can be removed.
He proposes four simple steps to making sure that the […]



Chapter 7 debtor, Syrria Adomah brought a motion for damages on Bank of America for an alleged violation of the automatic stay of § 362 of the Bankruptcy Code in the US Bankruptcy Court for the Southern District of New York. The key facts were that Bank of America failed to release a restraint […]



In yet another move designed to help debt collectors harass consumers, here comes a service that will allow someone to disguise their Caller ID, voice and even record calls.
A former computer hacker by the name of Gregory D. Evans has launched a new service to combat call evasion. SPOOFEM.COM is an online program that allows […]



Based on data from a national survey of low- and middle-income households with credit card debt, “Borrowing to Stay Healthy” illustrates that those who identified medical expenses as a factor in their credit card balances had much higher credit card debt than those who did not.For a copy of the report, click here.
As health care […]