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Monthly Archives: January 2008



Creditors from time to time violate the automatic stay in bankruptcy, contacting a debtor after the case has been filed. In the case of In re Deailey, 2007 WL 4531804 (Bankr.C.D.Ill. 2007) the U.S. Bankruptcy Court was presented with a motion for default against Chase Bank USA, NA for a violation of the […]



Tonya Denise Price owed money to Navy Federal Credit Union before she filed for bankruptcy. She hired a lawyer, who contacted the credit union before as well as after the case was filed. His message was clear: do not contact my client about her debt because it is in violation of the U.S. […]



Credit reporting agencies typically report bankruptcy information for a period of ten (10) years. This, however, does not mean that your credit rating will remain low for that entire time. Credit scoring takes into account the age of derogatory information, and discounts the value of that information the older it is. Therefore, […]