How To File For Bankruptcy

October 23, 2008

How do you file for bankruptcy?  Lawyers will tell it to you in legalese, and most consumer websites are chock full of inaccurate information.

This site, however, gets the basics right.  If you’re thinking of filing for bankruptcy in New York or elsewhere, give it a read.

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Phone Calls And Letters After Bankruptcy

Once you file for bankruptcy, the rule is simple - creditors are not allowed to call, write, or sue you. No collection efforts are permitted once your bankruptcy is filed with the court. It’s that simple.

Why do creditors and debt collectors still try to get money from you after bankruptcy? Learn more . . .

Credit Reporting Errors After Bankruptcy

It’s hard enough to worry about re-building your good credit after bankruptcy without having to worry about old accounts still showing up as past due. Once you discharge a debt in bankruptcy, the only thing that can be shown is that the debt has a $0 balance and has been discharged. So why do creditors keep showing discharged debts as past due? Learn More . . .

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