About Jay
I’ve been a consumer bankruptcy lawyer since 1995, helping people get out of debt. I am the Managing Attorney of Fleischman Consumer Law Center, a virtual law firm serving consumers in New York.
My clients know they can count on me to take on the toughest cases, and to work to get the results the deserve. In fact, I was the first lawyer in New York to get the U.S. Bankruptcy Court to rule - in multiple cases - that the refusal of a creditor to update a credit report after bankruptcy to show the debt as being discharged and having a $0 balance was a violation of the U.S. Bankruptcy Code. In the cases of Torres v. Chase Bank USA, NA, Russell v. Chase Bank USA, NA and Gilyard-McKenzie v. HSBC Bank USA, NA the courts agreed with me that my clients had the right to have their credit reports properly updated.
How do I do it? By understanding not only the U.S. Bankruptcy Code, but all the other laws that impact consumers - the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Truth In Lending Act, Real Estate Settlement Procedures Act, and more.
Every year I spend countless weeks in conference halls, listening to and learning from the greatest legal minds from around the country. I take the best advice, the strongest tactics and the most convincing arguments and adapt them to my clients’ needs.
After all, learning never ends - the law changes every day, and my job is to make sure I’m on top of new developments.
My days are filled with reviewing hundreds of new court decisions and speaking with experts from around the country. If I don’t know about a new legal development it could cost my client their case - and that’s just not acceptable.
I’m a member of the National Association of Consumer Bankruptcy Attorneys as well as of the National Association of Consumer Advocates. I’ve been the New York State co-Chairperson for NACBA for over two years.
In addition, I’m a co-founder and current President of the Bankruptcy Law Network.
I’m a lifelong New Yorker, born and raised in Brooklyn. My wife and I have been married since 2000, and started dating during college. We have a dog who runs the house, but that’s fine by us. Our son is the best thing that every happened to us.
My office is designed to make the most of technology. That doesn’t just mean I use the Internet and send e-mail - I do, but that’s not a big deal. My team is scattered around the country, coming together to work on projects that call for specialized attention. My entire office is paperless, which means I can access any and all files at the touch of a button. Phone system, faxes, voice mail all follows me anywhere I go, which makes me mobile. It lets me work smarter - and harder - for my clients.
So if you’re having problems and need some help, send me an e-mail and we’ll see how I may be able to help you.
