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Category Archives: Consumer Law



Consumers are sued for credit card debts every day. In New York City alone, hundreds of these cases are filed each business day with every county’s civil courts.
Part of what I do is defend these cases. Why? Because so often the plaintiff is a debt buyer and the defendant, a consumer, in […]



The New York City Department of Consumer Affairs was recently asked to address an inquiry as to whether “debt buyers” that do not themselves engage in collection activities must be licensed by the Department. The Department responded that a purchaser or assignee of defaulted debt whose principal purpose is the collection of that debt, […]