When you file for bankruptcy you are required to provide the trustee with a copy of the tax return you filed for the most recent year in which a tax return was due. If you file for Chapter 13 you are required to have filed your last four tax returns.
So the question becomes one of […]
Based on data from a national survey of low- and middle-income households with credit card debt, “Borrowing to Stay Healthy” illustrates that those who identified medical expenses as a factor in their credit card balances had much higher credit card debt than those who did not.For a copy of the report, click here.
As health care […]
Mighty Bargain Hunter, a personal finance blog I read on a regularly basis, has just recently posted an incredibly comprehensive list of the 16 ways being disorganized costs you money. The post is interesting not only because it covers just about everything, but also because it highlights how our collective desire to run around […]
A new report from the American Bankers Association shows that in the third quarter of 2006, the percentage of credit card payments 30 or more days past due increased to 4.57%. That was the highest rate since the third quarter of 2005, when the delinquency rate stood at 4.74%. In the second quarter […]
By Jay S. Fleischman, Esq.
This month’s Money Magazine has a great article titled, “35 most outrageous fees (and how to avoid them)“. I thought the article was interesting, and highly recommend that you read it carefully. The parts of the article about closing costs and bank fees were particularly helpful.
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